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Snap! Spend will never charge you for anything you do not explicitly approve.
If a new payment is added to your account or if a previously approved payment is changed (such as a payment amount increase or the due date is moved to an earlier date), Snap! Spend will send an email requesting your approval before charging you.
You will also receive an email notification if a previously approved payment has been decreased, moved to a later due date, or deleted. These are informational only and do not require your approval.
How to Approve Payments
If your approval is required, Snap! Spend will send you an email like this:
To approve the payment changes, click Click Here to Review & Approve. This will take you to your Snap! Spend account.
1. From the dashboard, click the yellow "Review and Approve" banner at the top of the page.
2. Enter in the payment method you would like to use.
3. If payments are upcoming, AutoPay will be enabled. If the payment is past due, the phrase "I authorize Snap! Spend to charge my payment method immediately" will be displayed instead.
AutoPay:
Past Due Payment:
4. After authorizing the payment, the invoices will update from "Awaiting Approval" to "AutoPay Enabled" or "Pending".
**Please note payments may take 1-2 business days to process from the scheduled due date due to varying factors, such as customers banking institution.
Still have questions or need help? Please reach out to us directly at spend.support@onsnap.com or by phone at 276-531-9260.
Snap! Spend is a financial technology company and is not a bank. Banking services provided by Thread Bank; Member FDIC. The Snap! Spend Visa Debit is issued by Thread Bank pursuant to a license from Visa U.S.A. Inc. and may be used everywhere Visa cards are accepted.
Your deposits qualify for up to a maximum of $2,500,000 in FDIC insurance coverage when placed at program banks in the Thread Bank deposit sweep program. Your deposits at each program bank become eligible for FDIC insurance up to $250,000, inclusive of any other deposits you may already hold at the bank in the same ownership capacity.
You can access the terms and conditions of the sweep program at https://go.thread.bank/sweepdisclosure and a list of program banks at https://go.thread.bank/programbanks. Please contact customerservice@thread.bank with questions on the sweep program.