Snap! Spend will never charge you for anything you do not explicitly approve.
If a new payment is added to your account or if a previously approved payment is changed (such as a payment amount increase or the due date is moved to an earlier date), Snap! Spend will send an email requesting your approval before charging you.
You will also receive an email notification if a previously approved payment has been decreased, moved to a later due date, or deleted. These are informational only and do not require your approval.
How to Approve Payments
If your approval is required, Snap! Spend will send you an email like this:
To approve the payment changes, click Click Here to Review & Approve. This will take you to your Snap! Spend account.
If you are not already logged in, you will be asked to do so; and once you're in, you'll need to select the Click here to review and approve link in the red banner at the top of your Dashboard. You will be able to choose your payment method and authorize billing for the new or updated payment.
These payments are now approved to be charged on the due date, and you'll be notified by email three days before being charged. You can stop a payment from being charged or change the payment method anytime before it is charged.
**Please note payments may take 1-2 business days to process from the scheduled due date due to varying factors, such as customers banking institution.
Still have questions or need help? Please reach out to us directly at spend.support@onsnap.com or by phone at 276-531-9260.
Snap! Spend is a financial technology company and is not a bank. Banking services provided by Thread Bank; Member FDIC. The Snap! Spend Visa Debit is issued by Thread Bank pursuant to a license from Visa U.S.A. Inc. and may be used everywhere Visa cards are accepted.
Your deposits qualify for up to a maximum of $2,500,000 in FDIC insurance coverage when placed at program banks in the Thread Bank deposit sweep program. Your deposits at each program bank become eligible for FDIC insurance up to $250,000, inclusive of any other deposits you may already hold at the bank in the same ownership capacity.
You can access the terms and conditions of the sweep program at https://go.thread.bank/sweepdisclosure and a list of program banks at https://go.thread.bank/programbanks. Please contact customerservice@thread.bank with questions on the sweep program.